Should I Refinance?

Input Information
  Before Refinance After Refinance
Amount : ($)
Interest Rate : (%) (%)
Length : (Yrs) (Yrs)
Months Paid : (Mts)
Years Before Sell : (Yrs)
Fees and Points
Points : (%)
Origination Fees : (%)
Closing Cost : ($)
Your Taxes Rates
Tax Rate : (%)
State Tax Rate : (%)
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Financial Analysis
  Before Refinance After Refinance
Monthly Payment : $2,684.11 $2,231.91
Total Monthly Payments : $161,046.49 $133,914.76
Monthly Payment Savings : $27,131.73
Total Interest Paid : $108,613.15 $91,052.88
Tax Savings : $33,670.08 $28,226.39
Tax Saving Losses : $5,443.68
Balance at Refinance : $459,143.66
Points Value : $4,591.44
Refinance amount : $459,143.66
Balance at Sale : $406,710.32 $416,281.78
Balance Losses : $9,571.46
Total Losses : $15,015.14
Total Closing Cost : $5,791.44
Total Savings : $27,131.73
Total Benefit
(Savings - Losses - Closing) : 		$6,325.15